Contact Us

Our Address

15 Rye Hill Road, Harlow, England, CM18 7JE

Phone Number

07885 879684

Our Email

obfladmin@optimalbusinessfinance.com

Our Contact

Send us a message

Don’t hesitate to reach out with any queries.

FAQs Page

Frequently Asked Questions

Optimal have access to over 100 commercial lenders on their panel. We compare these lenders with your businesses financial needs to find the best rates and facilities available to your company. This will save you weeks of searching the market and ensure you have obtained the best rate available.

Interests can vary depending on different factors such as your time of trading, financial documents and credit. With our expertise in the market once we have reviewed the above factors, we will always provide you an indicative rate of what we can achieve before sending this to our lenders for full approval.

We not only compare lenders, we compare different loans and finance products including Unsecured loans, secured loans, Asset finance, Recovery loan scheme, Merchant cash advance and invoice finance.
To find out more please make an application online or get in touch on 07885879684

Most of our lenders will only need to perform soft credit searches up until the point of releasing funds. However, some do perform hard searches. If any lenders require hard credit searches straight away, we will let you know this as this could make an impact on your credit score.

Once we have received the information required, we would expect to hear back from our lenders with a decision within 1-5 working days. Time frames vary between lenders.

Optimal Business Finance Ltd is an Appointed Representative of Crystal Business Finance Ltd (Co. Reg No: 06457269) which is authorised and regulated by the Financial Conduct Authority.
Optimal Business Finance Ltd is entered on the Financial Services Register under reference 1004627.

Get Started

Nurturing Growth, One Idea at a Time