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Loan Details

£ 10,000

Tell us how much you need

We’ll ask a few questions about your business and the reason for your loan.

Get a quote

Our smart technology will compare quotes from up to 100+ lenders

Apply and get your funding

We’ll help you through the process from application to receiving your funds.

How we operate:

Borrow up to £500,000

Let us know the amount you’re looking to finance, the purpose of the funds, and share some fundamental details about your company.

Wide range of finance types

Unsecured, Secured, Asset Loans & Merchant Cash Advance

Designed for all businesses

Eligible businesses must:
Minimum turnover £100k
Must be uk based Limited companies
All industries accepted

Financial product information

Representative example*

• 7.63% APR Representative based on a loan of £50,000 repayable over 24 months.

• Monthly repayment of £2,252.94. The total amount payable is £54,070.56

*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.

Frequently Asked Questions

Optimal have access to over 100 commercial lenders on their panel. We compare these lenders with your businesses financial needs to find the best rates and facilities available to your company. This will save you weeks of searching the market and ensure you have obtained the best rate available.

Interests can vary depending on different factors such as your time of trading, financial documents and credit. With our expertise in the market once we have reviewed the above factors, we will always provide you an indicative rate of what we can achieve before sending this to our lenders for full approval.

We not only compare lenders, we compare different loans and finance products including Unsecured loans, secured loans, Asset finance, Recovery loan scheme, Merchant cash advance and invoice finance.
To find out more please make an application online or get in touch on 07885879684

Most of our lenders will only need to perform soft credit searches up until the point of releasing funds. However, some do perform hard searches. If any lenders require hard credit searches straight away, we will let you know this as this could make an impact on your credit score.

Once we have received the information required, we would expect to hear back from our lenders with a decision within 1-5 working days. Time frames vary between lenders.

Optimal Business Finance Ltd is an Appointed Representative of Crystal Business Finance Ltd (Co. Reg No: 06457269) which is authorised and regulated by the Financial Conduct Authority.
Optimal Business Finance Ltd is entered on the Financial Services Register under reference 1004627.